Define Coverage First, Then Time-Box Within Questions

A pure time budget stops you mid-research on whatever you happened to look at — that’s availability bias with a timer. The fix: define WHAT must be covered first, then constrain HOW LONG on each question.


Why Pure Clock Fails

ProblemWhat Happens
Availability biasWhatever you happened to research becomes your basis
Rabbit holesSpend all time on one interesting tangent
Coverage gapsMiss entire dimensions because time ran out
Bias determines focusYour existing beliefs guide what you look at

The clock assumes you’ll naturally cover important stuff first. You won’t. You’ll cover interesting stuff, familiar stuff, or anxiety-inducing stuff.


The Three-Layer Structure

LayerWhat It ConstrainsWhy It Matters
Coverage checklistWHAT you must researchPrevents bias in question selection
Per-question clockHOW LONG on each questionPrevents rabbit holes
Specific Question TestWHEN to add scopePrevents disguised rabbit holes

Step 1: Define Coverage (Before Any Research)

Use a pre-built framework so YOU don’t select questions based on your biases.

Minimum Viable Coverage (Q3 decisions):

QuestionWhat It Ensures
What are ALL the options?Option space isn’t artificially narrow
What’s the worst realistic outcome of each?Downside understood
What’s the best realistic outcome of each?Upside understood
What would make me change my mind?Falsifiability exists
What do I not know that I need to?Known unknowns surfaced

Or adapt Seven Lenses:

LensCoverage Question
MechanismHow does each option actually work?
ActorsWho wins/loses with each option?
ConditionsWhat makes each option succeed/fail?
Trade-offsWhat am I giving up with each?
ScopeWhen would each option be wrong?

Pick 3-5 most relevant. These are your MUST-ANSWER list.


Step 2: Time-Box Per Question

ComplexityPer-Question Budget
Low15 min
High45 min

When per-question clock hits:

  • If answered → move to next question
  • If unanswered → write “Unknown — couldn’t resolve in allocated time” and move on

“Unknown” is a valid answer. It’s data about the limits of available information.


Step 3: Handle Discoveries Mid-Research

When research surfaces something new, apply The Specific Question Test:

“Can I articulate a SPECIFIC new question that MUST be answered, AND can I explain HOW its answer would change my decision?”

If YESIf NO
Add to coverage list with its own time allocationNote for future, continue current coverage

Example:

“I’m researching GIC rates and stumbled onto CDIC insurance limits.”

  • Specific question: “Does my total exceed CDIC coverage?”
  • How it changes decision: “If yes, need to split across institutions.”
  • Verdict: Valid addition.

vs.

“I found an interesting article about monetary policy.”

  • Specific question: Can’t articulate one for THIS decision.
  • Verdict: Rabbit hole. Bookmark, move on.

Step 4: Decision Point

Coverage complete = all questions have an answer (including “Unknown”).

Then and only then: Decide.

The decision isn’t “I researched for 2 hours.” It’s “I covered these 5 dimensions, here’s what I found, here’s what I couldn’t resolve, now I decide.”


The Template

COVERAGE CHECKLIST
□ Question 1: _________________ [15/45 min budget]
□ Question 2: _________________ [15/45 min budget]
□ Question 3: _________________ [15/45 min budget]
□ Question 4: _________________ [15/45 min budget]
□ Question 5: _________________ [15/45 min budget]

ADDED QUESTIONS (passed Specific Question Test)
□ _________________ [allocated time: ___]

DECISION POINT
All boxes checked = decide

Common Trap

Generating coverage questions after you’ve started researching. The questions must be set BEFORE research begins, using an external framework. Otherwise you’ll generate questions that match what you’ve already found.


North: Where this comes from

East: What opposes this?

South: Where this leads

West: What’s similar?